Albus Dumbledore, on Apr 27 2006, 05:03 PM, said:
oh ok. i get it. i thought it was another credit system where you can bank your credits to earn interest. the 3% is a charge used to bank credits.
i've been outa sorts lately....but would be kidna cool to see a credit system like that for those on vacation or for those who have been active in the forums and have credits but i guess that would defeat the purpose of the forums being active.
so to stay on topic here and for my information and others, can someone explain what happens when someone is in fact on vacation? does the credits go to 0 and stop there or will the credits go below 0 to show a negative credit balance? if it stops at 0, then i can clearly see how banking credits can save an account without posting 10 times in a row and spamming the forums to save their account.
but i have also heard talk about negative credits in their account. don't know if this is true or not, but if it is, then what would be the purpose of banking credits(unless they negative credits stop at a certain #)